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<title>¢Æ Çϳª·Î ¶óÀÌÇÁ Ŭ·´¿¡ ¿À½Å°ÍÀ» ȯ¿µÇÕ´Ï´Ù.</title>
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<span style="FONT-SIZE: 9pt"><!-------·Î°í/·Î±×ÀÎ ÀÎÅ©·çµå------->
</span><div align="center">
<table width="692" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="240"><!--<a href="http://www.hanarolifeclub.net/">-->
<span style="FONT-SIZE: 9pt"><img src="http://www.hanarolifeclub.net/share/img/logo01.gif" width="240" height="54" border="0"></span></A></td>
<td valign="bottom">
<span style="FONT-SIZE: 9pt"
><!-------ȸ¿øÆ÷ÀÎÆ®/·Î±×ÀÎ/ȸ¿øÁ¤º¸ ½ÃÀÛ --> </span>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
<tr><!--
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<font color="#FF3300"><b>2500</b></font> ;</td>--><td>
<span style="FONT-SIZE: 9pt"
> </span></td>
<td align="right" width="69" valign="baseline">
<span style="FONT-SIZE: 9pt"> </span></td><!--
<td align="right" width="69" valign="baseline"></td>-->
</tr>
</table>
<span style="FONT-SIZE: 9pt"><!--
<table width="100%" border="0" cellspacing="0" cellpadding="0">
<tr>
<td align="right" valign="baseline"></td>
</tr>
</table>--> </span>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
<tr>
<td>
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/trans.gif" width="200" height="3"></span></td>
</tr>
</table>
<span style="FONT-SIZE: 9pt"><!-------ȸ¿øÆ÷ÀÎÆ®/·Î±×ÀÎ/ȸ¿øÁ¤º¸ ³¡-------> </span>
</td>
</tr>
</table>
<table width="692" border="0" cellspacing="1" cellpadding="0" bgcolor="#000000">
<tr>
<td bgcolor="#e9e9e9" align="middle" valign="top">
<span style="FONT-SIZE: 9pt"><!-------¸ÞÀÎ À̹ÌÁö
<table width="100%" border="0" cellspacing="0" cellpadding="0">
<tr>
<td><img src="http://www.hanarolifeclub.net/img/mimg_h01.jpg" width="690" height="178"></td>
</tr>
</table>-------> </span>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
<tr>
<td>
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/mail/ad.jpg" width="690" height="177" border="0"></EMBED></span></td>
</tr>
</table>
<span style="FONT-SIZE: 9pt"
><!-------¸ÞÀÎ ¸Þ´º-------> </span>
<table width="690" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="137">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/img/mame_con.gif" width="137" height="33"></span></td>
<td width="138">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/img/mame_ski.gif" width="138" height="33"></span></td>
<td width="138">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/img/mame_mot.gif" width="138" height="33"></span></td>
<td width="138">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/img/mame_tour.gif" width="138" height="33"></span></td>
<td>
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/img/mame_life.gif" width="139" height="33"></span></td>
</tr>
</table>
<span style="FONT-SIZE: 9pt"
><!-------¸ÞÀÎ ¸Þ´º À̹ÌÁö-------> </span>
<table width="690" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="137">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/img/mameimg_con.gif" width="137" height="81"></span></td>
<td width="138">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/img/mameimg_ski.gif" width="138" height="81"></span></td>
<td width="138">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/img/mameimg_mot.gif" width="138" height="81"></span></td>
<td width="138">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/img/mameimg_tour.gif" width="138" height="81"></span></td>
<td>
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/img/mameimg_life.gif" width="139" height="81"></span></td>
</tr>
</table>
<span style="FONT-SIZE: 9pt"
><!-------¼ºê ¸Þ´º-------> </span>
<table width="690" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="137" valign="top">
<font color="#333333">
<span style="FONT-SIZE: 9pt"><!-------Äܵµ ¸Þ´º-------></span></font>
<span style="FONT-SIZE: 9pt"> </span>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
<tr>
<td><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/trans.gif" width="20" height="5"></span></font></td>
</tr>
</table>
<table width="100%" border="0" cellspacing="6" cellpadding="0">
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon01.gif"> </span></font><a class="green2"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>Àü±¹
Äܵµ/È£ÅÚ<br>
¼ºñ½º</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon01.gif"> </span></font><a class="green2"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>Àü±¹
Äܵµ ¿¹¾à¾È³»</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon01.gif"> </span></font><a class="green2"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>½Å±ÔÄܵµ
ȸ¿ø±Ç<br>
ºÐ¾ç ¾È³»</span></font></a></td>
</tr>
</table>
</td>
<td width="1" background="http://www.hanarolifeclub.net/share/img/dot_v.gif"><font color="#333333">
<span style="FONT-SIZE: 9pt"
> </span></font></td>
<td width="137" valign="top">
<font color="#333333">
<span style="FONT-SIZE: 9pt"><!-------½ºÅ° ¸Þ´º-------></span></font>
<span style="FONT-SIZE: 9pt"> </span>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
<tr>
<td><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/trans.gif" width="20" height="5"></span></font></td>
</tr>
</table>
<table width="100%" border="0" cellspacing="6" cellpadding="0">
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon02.gif"> </span></font><a class="bl"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>½ºÅ°
ÇÒÀÎ<br>
¿¹¾à ¼ºñ½º</span></font></a></td>
</tr>
</table>
</td>
<td width="1" background="http://www.hanarolifeclub.net/share/img/dot_v.gif"><font color="#333333">
<span style="FONT-SIZE: 9pt"
> </span></font></td>
<td width="137" valign="top">
<font color="#333333">
<span style="FONT-SIZE: 9pt"><!-------¸ðÅä ¸Þ´º-------></span></font>
<span style="FONT-SIZE: 9pt"> </span>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
<tr>
<td><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/trans.gif" width="20" height="5"></span></font></td>
</tr>
</table>
<table width="100%" border="0" cellspacing="6" cellpadding="0">
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon03.gif"> </span></font><a class="mg"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>ÀÚµ¿Â÷
º¸Çè</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon03.gif"> </span></font><a class="mg"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>ÀÚµ¿Â÷
º¸»óû±¸/<br>
±ä±Þ Ã⵿¼¾Å¸</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon03.gif"> </span></font><a class="mg"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>½ÅÂ÷
±¸ÀÔ</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon03.gif"> </span></font><a class="mg"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>·»Å»
¼ºñ½º</span></font></a></td>
</tr>
</table>
</td>
<td width="1" background="http://www.hanarolifeclub.net/share/img/dot_v.gif"><font color="#333333">
<span style="FONT-SIZE: 9pt"
> </span></font></td>
<td width="137" valign="top">
<font color="#333333">
<span style="FONT-SIZE: 9pt"><!-------Åõ¾î ¸Þ´º-------></span></font>
<span style="FONT-SIZE: 9pt"> </span>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
<tr>
<td><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/trans.gif" width="20" height="5"></span></font></td>
</tr>
</table>
<table width="100%" border="0" cellspacing="6" cellpadding="0">
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon04.gif"> </span></font><a class="pi"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>Á¦ÁÖµµ
3³â 20¹Ú<br>
¹«·á¿©Çà±Ç ÁõÁ¤</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon04.gif"> </span></font><a class="pi"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>ÇØ¿Ü
Çã´Ï¹®</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon04.gif"> </span></font><a class="pi"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>ÇØ¿Ü
¿©Çà</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon04.gif"> </span></font><a class="pi"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>°ñÇÁ
Åõ¾î</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon04.gif"> </span></font><a class="pi"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>Ç×°ø±Ç
¿¹¾à</span></font></a></td>
</tr>
</table>
</td>
<td width="1" background="http://www.hanarolifeclub.net/share/img/dot_v.gif"><font color="#333333">
<span style="FONT-SIZE: 9pt"
> </span></font></td>
<td width="138" valign="top">
<font color="#333333">
<span style="FONT-SIZE: 9pt"><!-------¶óÀÌÇÁ ¸Þ´º-------></span></font>
<span style="FONT-SIZE: 9pt"> </span>
<table width="100%" border="0" cellspacing="0" cellpadding="0">
<tr>
<td><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/trans.gif" width="20" height="5"></span></font></td>
</tr>
</table>
<table width="100%" border="0" cellspacing="6" cellpadding="0">
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon05.gif"> </span></font><a class="rd"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>»óÇ°±Ç
¼ºñ½º</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon05.gif"> </span></font><a class="rd"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>ÀÌ»ñÁü</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon05.gif"> </span></font><a class="rd"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>¿þµù</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon05.gif"> </span></font><a class="rd"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>ÀÇ·á
°ËÁø</span></font></a></td>
</tr>
<tr>
<td class="bfont"><font color="#333333">
<span style="FONT-SIZE: 9pt"
><img src="http://www.hanarolifeclub.net/share/img/icon05.gif"> </span></font><a class="rd"><font color="#333333">
<span style="FONT-SIZE: 9pt"
>²É¹è´Þ</span></font></a></td>
</tr>
</table>
</td>
</tr>
</table>
</td></tr></table>
<table bgcolor="#343434" width="692" cellpadding="0" cellspacing="1">
<tr>
<td width="50%" bgcolor="#e9e9e9" valign="top">
<table cellpadding="0" cellspacing="0" border="0" height="100%">
<tr>
<td valign="top" align="middle" class="bfont">
<span style="FONT-SIZE: 9pt"><img src="http://www.hanarolifeclub.net/mail/number_01.gif"><br></span><b>
<span style="FONT-SIZE: 9pt"
>ÀÚµ¿Â÷</span></b>
</td>
<td valign="center" class="bfont">
<span style="FONT-SIZE: 9pt">* </span><b>
<span style="FONT-SIZE: 9pt"
>¾ÆÁ÷µµ º¸Çè·á¿Í Â÷°ªÀ» ´Ù ³»°í</span></b><div align="right"><b>
<span style="FONT-SIZE: 9pt"
>ÀÖ½À´Ï±î?</span></b></div>
<span style="FONT-SIZE: 9pt">* </span><b>
<span style="FONT-SIZE: 9pt"
>ÀÚµ¿Â÷ º¸ÇèÇÒÀÎ ¼ºñ½º 10~15%</span></b>
<span style="FONT-SIZE: 9pt"><br>
* </span><b>
<span style="FONT-SIZE: 9pt"
>½ÅÂ÷±¸ÀԽà ÃÖ°í 100¸¸¿ø ÇÒÀÎ</span></b>
<span style="FONT-SIZE: 9pt"><br>
* ÀÚµ¿Â÷ ·»Å» ÃÖ°í 40%±îÁö ÇÒÀÎ<br>
* ÀÚµ¿Â÷ º¸ÇèÇÒÀÎ ¼ºñ½º 10~15%<br>
(Cach back....3³âÀÌ¸é º»ÀüÀ̳×!)</span>
</td>
</tr>
</table>
</td>
<td width="50%" bgcolor="#e9e9e9" valign="top">
<table cellpadding="0" cellspacing="0" border="0">
<tr>
<td valign="top" align="middle" class="bfont">
<span style="FONT-SIZE: 9pt"><img src="http://www.hanarolifeclub.net/mail/number_02.gif"><br></span><b>
<span style="FONT-SIZE: 9pt"
>½Å¿ë±Ý°í</span></b>
</td>
<td valign="center" class="bfont">
<span style="FONT-SIZE: 9pt">* ´ëÃâ! ¸¹Àº ¼ö¼ö·á¶§¹®¿¡ ºÎ´ãµÇ½ÃÁÒ?<br></span>
<div align="center"><b>
<span style="FONT-SIZE: 9pt">¼ö¼ö·á 0%</span></b></div>
<span style="FONT-SIZE: 9pt">* 14°³ ¿ì·®½Å¿ë±Ý°í¸¦ ÅëÇØ
ÃÖ°í 2800 ¸¸¿ø±îÁö ´ëÃâ°¡´É</span>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width="50%" bgcolor="#e9e9e9" valign="top">
<table cellpadding="0" cellspacing="0" border="0">
<tr>
<td valign="top" align="middle" class="bfont">
<span style="FONT-SIZE: 9pt"><img src="http://www.hanarolifeclub.net/mail/number_03.gif"><br></span><b>
<span style="FONT-SIZE: 9pt"
>ÇÚµåÆù</span></b>
</td>
<td valign="center" class="bfont">
<span style="FONT-SIZE: 9pt">* ÇÚµåÆù ¿ä±Ý ºÎ´ãµÇ½ÃÁÒ?<br>
</span><b>
<span style="FONT-SIZE: 9pt">* ÇÚµåÆù ¿ä±Ý 45% ÇÒÀÎ</span></b>
<span style="FONT-SIZE: 9pt"><br>
(¼±ºÒ Ä«µå ½Ã½ºÅÛ)<br>
* À̵¿Åë½Å Àü±âÁ¾ »ç¿ë°¡´É<br>
(011.016.017.018.019)</span>
</td>
</tr>
</table>
</td>
<td width="50%" bgcolor="#e9e9e9" valign="top">
<table cellpadding="0" cellspacing="0" border="0">
<tr>
<td valign="top" align="middle" class="bfont">
<span style="FONT-SIZE: 9pt"><img src="http://www.hanarolifeclub.net/mail/number_04.gif"><br></span><b>
<span style="FONT-SIZE: 9pt"
>°Ç°°ËÁø 50%</span></b>
</td>
<td valign="center" class="bfont">
<span style="FONT-SIZE: 9pt">* °ø½Å·Â ÀÖ´Â </span><b>
<span style="FONT-SIZE: 9pt"
>KMI</span></b>
<span style="FONT-SIZE: 9pt"
>(Çѱ¹ÀÇÇבּ¸¼Ò)¸¦ ÅëÇÑ Á¾ÇÕÀÇ·á °ËÁø<br>
* </span><b>
<span style="FONT-SIZE: 9pt">ȸ¿ø ÇÒÀÎ ÇýÅÃ(50%DC)</span></b>
<span style="FONT-SIZE: 9pt"><br>
(Á¤»ó°¡ 320,000¿ø-ÇÒÀΰ¡ 160,000¿ø)</span>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width="50%" bgcolor="#e9e9e9" valign="top">
<table cellpadding="0" cellspacing="0" border="0">
<tr>
<td valign="top" align="middle" class="bfont">
<span style="FONT-SIZE: 9pt"><img src="http://www.hanarolifeclub.net/mail/number_05.gif"><br></span><b>
<span style="FONT-SIZE: 9pt"
>ȸ¿ø ¼ºñ½º</span></b>
</td>
<td valign="center" class="bfont">
<span style="FONT-SIZE: 9pt">* ÀÚµ¿Â÷ ±¸ÀÔ ¾È½ÉÇÏ°í Çϼ̳ª¿ä?<br>
* °í°´ ¼ºñ½º¿¡ ¸¸Á·ÇÏ°í °è½Ê´Ï±î?<br>
* Äܵµ, ¿©Çà , ½ºÅ°, ·»Æ®Ä«<br>
¸ðµç ¿¹¾àÀÌ ºÒÆíÇϼÌÁÒ?<br>
</span><b>
<span style="FONT-SIZE: 9pt">ÀüÈ ÇÑÅëÈ¿¡ ¸ðµç °ÍÀÌ OK!</span></b>
</td>
</tr>
</table>
</td>
<td width="50%" bgcolor="#e9e9e9" valign="center">
<div align="center">
<font color="#0000ff"><b>
<span style="FONT-SIZE: 18pt"
>Å« ÇýÅÃ, Å« ¸¸Á·</span></b></font><b>
<span style="FONT-SIZE: 14pt"><br>
Çϳª·Î·¹Á® </span><i>
<span style="FONT-SIZE: 14pt">Life</span></i>
<span style="FONT-SIZE: 14pt">·Î<br>
Çѹø¿¡ Æò»ý ·¹Á® Áغñ ³¡~~!</span></b>
</div>
</td>
</tr>
<tr>
<td width="50%" bgcolor="#e9e9e9" valign="top">
<table cellpadding="0" cellspacing="0" border="0">
<tr>
<td valign="top" align="middle" class="bfont">
<span style="FONT-SIZE: 9pt"><img src="http://www.hanarolifeclub.net/mail/number_06.gif"><br></span><b>
<span style="FONT-SIZE: 9pt"
>ÇÒÀÎ ÇýÅÃ</span></b>
</td>
<td valign="center" class="bfont">
<span style="FONT-SIZE: 9pt">* ²æ¸Ô°í ¾Ë¸Ô°í!<br>
(ÇÒÀεµ µÇ°í Àû¸³µµ µÇ°í!)<br>
* 3³â°£ 5,617,500¿ø ÇÒÀÎ ÇýÅÃ</span>
</td>
</tr>
</table>
</td>
<td width="50%" bgcolor="#e9e9e9" valign="center" class="bfont">
<div align="center">
<a href="http://www.hanarolifeclub.net/mail/mail_002.html" target="_blank"><b><font color="#e9e9e9">
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