> Unfortunately, some users who like to snoop are also admins.
>

This is exactly what I am worried about.  I realize that things can be done 
to avoid having them read my email, (encryption, etc) but those are all very 
inconveient for all my friends and family using hotmail.  Also, when my 
Discover Card statement is emailed, I cannot have them encrypt that.  So, I 
figured the best way is to not have the mail on the server if at all 
possible.