IMHO The *best* place to get a .muttrc file is http://mutt.liberte.org
They have set up a very cool CGI script that asks you a series of questions about the different options you would like to use in .muttrc. Then it creates a .muttrc
file for you with *all* (as far as I can tell) the .muttrc options listed, but commented out, unless pre-selected.
This was ideal for me when I switched over from pine. It has been much easier to re-configure as well. 
> 
> BTW: when you install mutt, start browsing the web for .muttrc files. You will
> find a lot of good examples which will help you configure it to your taste.
> 
> A good place to start is http://www.dotfiles.com/
> 
> florin
>